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AWS Reserved Instances vs Savings Plans 2026 — Which Saves More?

AWS offers two main ways to reduce compute costs through commitment: Reserved Instances (RIs) and Savings Plans. Both can save 35-60% vs on-demand pricing, but they work differently and are suited to different situations.

Reserved Instances (RIs) — Overview

Reserved Instances commit you to a specific instance type, region, and operating system in exchange for a discount. Three types:

  • Standard RIs: Deepest discount (up to 72%), least flexible. Can sell on the RI Marketplace if no longer needed.
  • Convertible RIs: Can exchange for different instance types within a family. 54% max discount — less than Standard but more flexible.
  • Scheduled RIs: Reserve capacity for specific recurring time windows. Less common.

Savings Plans — Overview

Savings Plans commit to a dollar amount of compute spend per hour (e.g., $10/hr), not a specific instance. Three types:

  • Compute Savings Plans: Most flexible — applies to EC2, Lambda, and Fargate across any instance family, region, and OS. Up to 66% discount.
  • EC2 Instance Savings Plans: Applies to a specific instance family in a region (e.g., M-family in us-east-1). Up to 72% — same as Standard RIs but more flexible within the family.
  • SageMaker Savings Plans: Specific to SageMaker instances.

Savings Comparison — Real Numbers

For m7i.2xlarge (8 vCPU, 32GB) in us-east-1, Linux:

  • On-demand: $0.4032/hr ($295/month)
  • Standard RI 1yr No Upfront: $0.258/hr ($188/month) — 36% off
  • Standard RI 3yr All Upfront: $0.167/hr ($122/month) — 59% off
  • EC2 Instance Savings Plan 1yr: $0.258/hr — same as Standard RI
  • Compute Savings Plan 1yr: $0.270/hr — slightly less discount, much more flexibility

When to Use Reserved Instances

  • You have stable, predictable workloads on specific instance types
  • You want maximum discount (Standard RI = deepest discount available)
  • Your architecture is mature and unlikely to change significantly
  • After Azure expanded RI flexibility in March 2026 — now safer to commit as you can exchange within family

When to Use Savings Plans

  • Your workloads shift between instance families (e.g., some compute-intensive, some memory-intensive)
  • You're using Lambda or Fargate in addition to EC2
  • You want simplicity — Savings Plans are easier to manage than individual RIs
  • You're not sure which instance types you'll use in 12 months

The Optimal Strategy: Stack Both

For maximum saving, use both:

  1. Cover your stable baseline workloads with EC2 Instance Savings Plans (maximum discount for known families)
  2. Cover variable/uncertain compute with Compute Savings Plans (flexibility for Lambda, Fargate, cross-family)
  3. Use on-demand or Spot for truly variable peak capacity

Use the TCOIQ ROI Calculator to model how much you can save by moving on-demand workloads to reserved pricing.

Put These Insights to Work

Use TCOIQ's free tools to calculate your specific savings — no signup required for most tools.

Compare VM Prices → ROI Calculator TCO Analysis